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Home Loans:
Who can I get a Home Loan from?
You can avail of a Home Loan from our preferred bankers or any other participating bank. You need to fulfill the following requirements
- Minimum age of 21 years
- Employed or self-employed with regular income
How much can I get?
- A maximum of 85% of the consideration value+ registration costs
- Your repayment capacity as determined by the bank, taking into account your age, income, qualification, number of dependants, assets, liabilities, stability / continuity of your employment / business and the co-applicant's income.
Who can be a co-applicant for the loan?
You can include your spouse as a co-applicant for the Home Loan and include his / her income to enhance your loan amount. Also, in case there are any other co-owners, they also need to be co-applicants.
Over how many years can I repay the loan?
A maximum of 15 years for both employed and self-employed.
What are the means of payment?
The Home loan repayment is by Equated Monthly Instalments (EMIs) comprising of interest and principal amount calculated on monthly rates.
What does it take to get a loan sanctioned?
Getting a loan is a very simple and easy process. All you have to do is call us and we will help you in getting touch with banks. |
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